Loan Status Enum
| ID | Name | Description |
|---|---|---|
| 1 | Pending | The loan application is pending final review to verify application details before the loan is issued. |
| 2 | Expired | The loan application was pre-approved by the lender but the borrower has not accepted the loan agreement within the loan approval period. |
| 3 | Withdrawn | The borrower withdrew their loan application. |
| 4 | Denied | The loan was removed by the lender based on a credit decision or because we couldn’t verify the borrower's information. |
| 5 | Approved | The loan was approved by the lender and is in the process of receiving funding from investors. |
| 6 | Originated | The loan has passed credit review, received full funding, and has been issued. |
| 7 | Reversed | The loan has been funded but for one reason or the other the loan needed to be undone (e.g. fraud detected). |
| 8 | Past Due | The loan becomes past due when a payment has not been paid by the cutoff time on its specified due date. |
| 9 | Written Off | The lender writes off a loan when the outstanding balance has become seriously delinquent and they no longer reasonably expect further payments. |
| 10 | Current | The loan is up to date on all outstanding payments. |
| 11 | Paid In Full | A non-defaulted loan that the borrower has repaid in full to the lender, including principal, interest, and any other allowable charges. |
Lead Origination Logic
| Loan Status | Withdrawn Time | Origination Time | Origination Status |
|---|---|---|---|
| n/a | n/a | present | Originated |
| n/a | n/a | not present | Not Originated |
| n/a | present | present | Not Originated |
| Reversed | n/a | present | Not Originated |